Title: Frugal February 2020 Post by: Dave Gray on January 31, 2020, 02:25:15 pm This is my 7th straight year of Frugal February.
The rules, should you choose to participate: 1) No impulse buys. You can need a lamp and go to the store to buy a lamp. But you can't browse and say "oh, I like that lamp." 2) No eating out. Basically, this means you have to pack your lunch and prepare you dinners at home. Of course there are exceptions, for birthdays or valentines day or whatever. But in general...no food for convenience sake. 3) No premium on alcohol. Essentially, beer at home is OK. Beer at a bar is not. 4) You cannot buy any clothing or accessories. 5) You must make a budget and review your finances. 6) You must track each cent you spend and share your results. Title: Re: Frugal February 2020 Post by: pondwater on January 31, 2020, 06:38:13 pm I haven't shaved since October 8th. Does that count? I save on razors. But then again now that I think about it, I started shaving my head. So I guess not. Look like a fucking homeless cancer patient, LMFAO...
Title: Re: Frugal February 2020 Post by: Fau Teixeira on February 01, 2020, 09:39:42 am a 4 pack of razors is about $2 at aldi, no reason to skimp on shaving
Title: Re: Frugal February 2020 Post by: pondwater on February 01, 2020, 01:34:31 pm a 4 pack of razors is about $2 at aldi, no reason to skimp on shaving It was on purpose, haven't grown a beard in 10 years. However, the experiment is coming to an end. Damn beard is more work than just shaving everyday 😂Title: Re: Frugal February 2020 Post by: CF DolFan on February 03, 2020, 01:46:19 pm a 4 pack of razors is about $2 at aldi, no reason to skimp on shaving I've honestly come to the conclusion that cheap razors are useless for me. I've tried Harry's, Dollar Shave Club and cheap disposable razors ... all of which leave me with a rash. I've kept the same shaving cream just so it''s an even example but if I don't use one of the better Gillette razors I simply cannot shave every day. Title: Re: Frugal February 2020 Post by: Dave Gray on February 06, 2020, 11:51:39 am I've done some pretty big stuff over the last couple of days.
I updated my car insurance. Since my car is paid off, I was able to ditch comprehensive coverage and get bobo insurance. After doing quite a bit of research, the cheapest insurance in FL for my (and most situations) is State Farm right now. I also updated my Internet contract. My previous one had expired. I lowered my speed to 100mbps. If I notice a problem with lag, I'll increase again, but I think that we don't have enough devices on at the same time to cause an issue. I am mostly concerned about gaming lag, but I do my gaming after hours when my kids are asleep. Next up is cell-phone. I'm hearing that Mint is the way to go. Title: Re: Frugal February 2020 Post by: pondwater on February 06, 2020, 01:40:52 pm I've done some pretty big stuff over the last couple of days. I think Mint is on T Mobile network. I don't get good coverage with T mobile. However, I have been on H2O mobile for 5-6 years with no issues. It's on ATT towers and Unlimited talk/text and 5 GB of LTE which I never even come close to using unless I'm on vacation. It's only $30 a month and if you do autopay you save 10%, so it's only $27 a month. I guess it all depends on what service gets the best reception in your area.I updated my car insurance. Since my car is paid off, I was able to ditch comprehensive coverage and get bobo insurance. After doing quite a bit of research, the cheapest insurance in FL for my (and most situations) is State Farm right now. I also updated my Internet contract. My previous one had expired. I lowered my speed to 100mbps. If I notice a problem with lag, I'll increase again, but I think that we don't have enough devices on at the same time to cause an issue. I am mostly concerned about gaming lag, but I do my gaming after hours when my kids are asleep. Next up is cell-phone. I'm hearing that Mint is the way to go. Title: Re: Frugal February 2020 Post by: Dave Gray on February 06, 2020, 03:12:06 pm I have Google Fi now, and it's so bad in my office that I literally can't make phone calls. ...sometimes I can't even send texts.
So, I'm gonna try Mint for a year and see how it goes. It can't be worse than I have now. Title: Re: Frugal February 2020 Post by: pondwater on February 06, 2020, 03:33:40 pm I have Google Fi now, and it's so bad in my office that I literally can't make phone calls. ...sometimes I can't even send texts. I think Google Fi run on T-Mobile, Sprint and U.S. Cellular and switches between them on the fly? Since Mint is on T Mobile also you might still get spotty coverage. I had native T Mobile and I HAD to switch due to poor coverage. In my opinion, ATT and Verizon have the best coverage. Red Pocket Mobile offers talk/text/3 GB a month for $20. You can pick any of the 4 major carriers. I think the blue plan is ATT and the red plan is Verizon.So, I'm gonna try Mint for a year and see how it goes. It can't be worse than I have now. On a side note, you may have to get another phone. Off hand I don't know if Google Fi phones are unlocked to use on other networks. Title: Re: Frugal February 2020 Post by: Dave Gray on February 06, 2020, 04:44:18 pm I don't have a Google Fi phone. I bought an iPhone 11 with cash.
Title: Re: Frugal February 2020 Post by: VidKid on February 10, 2020, 09:12:52 am Curious to see how Mint works since it runs on the same network as Google FI. My Google FI hasn't had any problems, but I also don't have the 11 which Google 'claims' they support. Mint comes right out and pushes the 11. Like they know its the issue with Google Fi. Let us know.
Title: Re: Frugal February 2020 Post by: Dave Gray on February 10, 2020, 11:41:09 am Mint shipped the sim cards today, so I should have the stuff pretty soon. I'll definitely let you know.
My functionality sucks, too. The iPhone 11 isn't supported (either that or something is wrong). I can't consistently send pics via SMS. Unless you're also on an iPhone, I also have some issues sending group texts. Interacting with non-iPhones is janky, in general. Title: Re: Frugal February 2020 Post by: Fau Teixeira on February 10, 2020, 03:18:53 pm iPhones just suck .. is the reality, get on an android system and welcome to freedom from apple
Title: Re: Frugal February 2020 Post by: Tenshot13 on February 10, 2020, 03:36:47 pm iPhones just suck .. is the reality, get on an android system and welcome to freedom from apple Samsung Note FTW!Title: Re: Frugal February 2020 Post by: VidKid on February 10, 2020, 04:57:37 pm I actually did try to make the switch. I used a Droid for a few weeks to see how it affected me in my regular day-to-day phone usage.
The truth is I didn't really notice anything different. Other than some layout differences, they had pros/cons on both sides. I felt the iOS was more intuitive for somethings I did daily, while the control of what was on my phone was a nice feature on the Droid. I really didn't find either one to be 'better' than the other. I was able to utilize both systems to get the same tasks done. After this trial, I just went with what is being used more in the house (and by family members) to ease communication between everyone and their devices. Title: Re: Frugal February 2020 Post by: pondwater on February 10, 2020, 05:59:26 pm iPhones just suck .. is the reality, get on an android system and welcome to freedom from apple Finally, something we can agree on ;)Title: Re: Frugal February 2020 Post by: Fau Teixeira on February 11, 2020, 08:54:44 am Finally, something we can agree on ;) I think we agree on lots of stuff .. you just don't know it yet ;) Title: Re: Frugal February 2020 Post by: BuccaneerBrad on February 11, 2020, 10:04:19 am I've been an Android guy all my life but the Samsung s10 5G is disappointing. Have yet to get a 5G signal on it
Title: Re: Frugal February 2020 Post by: pondwater on February 11, 2020, 12:02:47 pm I've been an Android guy all my life but the Samsung s10 5G is disappointing. Have yet to get a 5G signal on it I usually don't buy the expensive models. I'll wait until a mid level phone goes on sale and buy it. Phones usually last me 2-3 years. My current one is a Moto Z2 Force which was the last flagship level phone that Motorola made. Got it a year ago on sale for $99 and it's been the best performing phone that I've ever had. I can't bring myself to spend more than a couple hundred dollars on a phone.Title: Re: Frugal February 2020 Post by: pondwater on February 20, 2020, 04:09:35 pm Mint shipped the sim cards today, so I should have the stuff pretty soon. I'll definitely let you know. How is the Mint service working for you?My functionality sucks, too. The iPhone 11 isn't supported (either that or something is wrong). I can't consistently send pics via SMS. Unless you're also on an iPhone, I also have some issues sending group texts. Interacting with non-iPhones is janky, in general. Title: Re: Frugal February 2020 Post by: Dave Gray on February 21, 2020, 01:11:25 pm So far so good....super cheap.
My plan is $25 a month. My wife's is $15. It is fine. It's not the BEST reception I've had (ATT seems to be the best locally), but it's as good as the other stuff, more or less. Meets my needs, cheap as shit, no extra add-on bullshit. Works better than what I had before. |