I won't bother responding to all of "your points", but I do wonder where you get the idea Romney plans to "deregulate". You mean the lies that Obama has been saying about Wall Street being deregulated?
http://www.mittromney.com/issues/regulationHis bullet points (emphasis added):
- Repeal Obamacare
- Repeal Dodd-Frank and replace with streamlined, modern regulatory framework (this is, quite literally, deregulation of Wall Street)
- Amend Sarbanes-Oxley to relieve mid-size companies from onerous requirements
- Initiate review and elimination of all Obama-era regulations that unduly burden the economy
- Ensure that environmental laws properly account for cost in regulatory process
- Provide multi-year lead times before companies must come into compliance with onerous new environmental regulations
- Impose a regulatory cap of zero dollars on all federal agencies
- Require congressional approval of all new “major” regulations
- Reform legal liability system to prevent spurious litigation
None of this should come as a surprise, given Romney's non-stop complaints about
overregulation.