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Author Topic: What do you do with your extra pennies?  (Read 4661 times)
Phishfan
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« Reply #15 on: August 30, 2012, 09:25:21 am »

^^^ I do the same thing as Landshark. My bank makes me roll my own change and write my account number on the rolls. It is worth 8 cents on the dollar for me to just use the machine.
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« Reply #16 on: August 30, 2012, 09:30:02 am »

There are banks that have that machine for free.  Bank Atlantic and TD bank just off the top of my head.  You just have to have an account there.
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masterfins
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« Reply #17 on: August 30, 2012, 12:00:01 pm »

^^^ I do the same thing as Landshark. My bank makes me roll my own change and write my account number on the rolls. It is worth 8 cents on the dollar for me to just use the machine.

The machine at my local grocery store doesn't charge the fee if you take payment in a gift card.  I usually get a home depot card or restaurant GC.  Last time I wanted the money, I had $39 worth of pennies, it was worth paying the fee versus rolling all of those.
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MyGodWearsAHoodie
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« Reply #18 on: August 30, 2012, 12:41:03 pm »

Does she count the pennies or just take your word for it?

First couple of times (when it was a bag of nickles and dimes, I started with nickles and dime and then started getting rid of the pennies) she did.  Now, I don't know. 

Currently she just take the bag.  She might just take my word on it or she might count them later when the store isn't busy.

I doubt she is overly worried about a loyal customer ripping her off by a couple of pennies. 
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« Reply #19 on: August 30, 2012, 02:11:15 pm »

Get rid of the penny altogether. It is a complete waste of resources.
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Landshark
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« Reply #20 on: August 30, 2012, 02:24:49 pm »

The machine at my local grocery store doesn't charge the fee if you take payment in a gift card.  I usually get a home depot card or restaurant GC.  Last time I wanted the money, I had $39 worth of pennies, it was worth paying the fee versus rolling all of those.

Same at my local grocery store.  So technically, I'm not losing anything.  I'm just restricted to what I can use the money on. 
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« Reply #21 on: August 30, 2012, 05:59:56 pm »

We toss all of our change in a jar in the kitchen we cash it in when it gets full about 3 times a year which gives us a little over $200.00 at a time. We usually take that with us to Vegas or Laughlin as extra spending money.

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SportsChick
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« Reply #22 on: August 30, 2012, 08:35:50 pm »

Same at my local grocery store.  So technically, I'm not losing anything.  I'm just restricted to what I can use the money on. 

Where do you shop? Publix doesn't do this....
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Landshark
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« Reply #23 on: August 30, 2012, 10:55:55 pm »

Where do you shop? Publix doesn't do this....

Winn Dixie
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Spider-Dan
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« Reply #24 on: September 01, 2012, 08:39:24 pm »

I use all of my change.  I carry a velcro wallet with a little zipper in it.   At any point, I'll theoretically have .99 or less.  Then I use change whenever I pay for cash to get closer to zero. 
Ditto.  My wallet has a small reinforced pouch which I presume is specifically meant for coins.

I don't understand why so many people don't spend their change.  I cannot stand carrying loose change in my pockets, so I have to do something more structured with it.  If if I'm always going to carry around some sort of coin container anyway, why not spend the coins in it?
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MyGodWearsAHoodie
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« Reply #25 on: September 02, 2012, 03:53:34 pm »


I don't understand why so many people don't spend their change.  I cannot stand carrying loose change in my pockets, so I have to do something more structured with it.  If if I'm always going to carry around some sort of coin container anyway, why not spend the coins in it?

I pretty much take the same approach if I make multiple purchases in the same day.   But what happens often and is what causes the pile of change is at night I will often take the change out of my pocket and stick on the dresser.  But the next morning neglect to put it back in my pocket.  Next day repeat.  After a month you have a decent sized pile.
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Sunstroke
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« Reply #26 on: September 04, 2012, 01:51:03 am »


I give all my extra pennies to the homeless...usually with a slingshot.



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« Reply #27 on: September 09, 2012, 05:45:35 pm »

They get rolled and taken back to the bank unless they're on the valuable list.
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